AIB Online

AIB Online

By using AIB Online banking, the customers can easily do both personal and business banking without any hassles. As similar as the AIB physical bank, you can get the products and services through the AIB online. The products and services are varied for personal, business, and corporate banking. Under personal banking, you can look for the products and services such as loans, current accounts, mortgages, insurance, life insurance, investments, credit cards, pensions, savings, and investments. AIB loans are included various types which subsume personal loan, car loan, home improvement loan, first loan, education loan, travel loan, etc. 

Flexible loan terms from 1 to 5 years and you can apply for the personal loans online using a phone call or in-branch from a range of 1000 to 30000 Euros to receive a decision in three hours. The standard lending rate is available up to 50,000 Euros and no penalty for unscheduled repayments. You can apply for a personal loan if you have the account in AIB and the process can be accomplished through the AIB internet banking or AIB mobile banking or AIB tablet banking app. If you're a student plus account holder and wish to avail of a reduced rate loan, you can apply for it through the AIB online. 

Alternatively, you can call to the AIB student & graduate center which is opened from 8 am to 9 pm. If you are desired to restructure your existing loan at the bank, you can contact the advisors of the bank through the online service or telephone call conversation. All personal loans will be applicable based on 3-hour loan decisions. Accordingly, AIB online gives you two link to apply for a personal loan and they included registered for AIB internet banking and not registered for AIB internet banking or want to apply for more than 30,000 Euros. 

Here, you are required to remember one important note that is your account will go into arrears if you do not make the repayments on your loan. This may also effect on your credit rating and you are not able to access the credit in future. While applying for a personal loan through the AIB online, you need to consider the terms and conditions. Current accounts are designed for giving you a great range of benefits which subsume you can meet your banking needs. If you want to apply for a current account at AIB, you can have various options such as personal current account, graduate account, advantage account, student plus account, student account, switching to AIB, sterling current account, debit card, travel and foreign exchange, and AIB basic bank account. 

AIB Mortgages are very helpful for customers who really want to have a new home or moving home because it offers many advantages such as no fees on the current account that you use to pay the mortgage, competitive rates including variable and fixed, and you can take a payment holiday from your mortgage up to 6 months. Using the AIB Online calculator or tools, you can easily estimate how much you could borrow and how much you afford for.